Artificial Intelligence (AI) is revolutionizing the banking industry by enhancing operational efficiency, personalizing customer experiences, and improving decision-making processes. AI technologies, such as machine learning, natural language processing, and predictive analytics, are being leveraged to streamline operations, detect fraudulent activities, and provide tailored financial advice. Banks are using AI-driven algorithms to analyze vast amounts of data in real-time, enabling them to offer personalized financial products and services, optimize risk management, and automate routine tasks. AI Chabot’s and virtual assistants are transforming customer service by providing instant support and addressing queries around the clock. Additionally, AI helps in credit scoring and loan approvals by assessing a broader range of variables, leading to more accurate and equitable decisions. Overall, AI is driving innovation in banking, offering enhanced security, efficiency, and customer satisfaction. Research Significance: The significance of Artificial Intelligence (AI) in banking lies in its transformative impact on efficiency, security, and customer engagement. AI technologies enable ban
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