DEVELOPMENT OF RECOMMENDATIONS FOR MINIMIZING THE RISKS OF ACCOUNT HACKING ON THE BASIS OF ANALYSIS OF THE MOST COMMON HACKING METHODS

With the spread of the Internet, social networks, messengers, etc. and their penetration into all spheres of life of the modern individual, the number of attempts to obtain unauthorized access to personal information of users is increasing. Accounts are the most vulnerable target for hacking. Among the most common types of attacks - phishing, theft of cookies, use of keyloggers, brute force. Social engineering techniques have become very popular among attackers. Using a password in the form of a set of letters, numbers, and special characters is no longer sufficient to provide the required level of account security. The introduction of combined systems increases the number of identification features and increases data security. Systems based on contactless smart cards, USB keys, hybrid smart cards, bioelectronic systems can be used as additional protection mechanisms. One of the main recommendations for avoiding the consequences of fraudulent actions is double or multifactor authentication to verify the identity of the client (requiring users to provide data, such as a password, using other factors, such as a text message / SMS code or fingerprints). Multi-factor authentication sho